PERSONALLOAN
A Personal Loan is a flexible, all-purpose loan offered without any collateral or guarantor.
Whether it's a home renovation, a wedding, a medical emergency, or a dream vacation — we help you
access funds quickly with minimal documentation. The loan can be repaid through Equated Monthly
Instalments (EMI) over a tenure of 1–5 years.
Who can apply?
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Any salaried or self-employed individual with a regular source of income can apply.
How long does approval take?
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Typically 1–3 working days after all documents are submitted.
Is there a prepayment option?
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Yes, most lenders allow prepayment after 6 months with applicable charges.
What is the interest rate?
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Rates vary by lender and are linked to their prime lending rate (PLR). Contact us for the best current offers.
Is moratorium available?
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No moratorium for personal loans. First EMI starts within 45 days of disbursement.
Is there a processing fee?
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Yes, a one-time processing fee is charged at the time of disbursement.